Will my car insurance go down if i go on my parents car insurance

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"Hi im https://www.linkedin.com/pulse/cheap-insurance-tulsa-enrique-gimenez and Iam planning to get yourself a black 2006 Mitsubishi eclipse automatic v6. And only wished to understand the insurance will surely cost"My insurance carrier is saying that they will not cover an at home delivery through a midwife"why wouldn't it? Can https://www.linkedin.com/pulse/why-car-insurance-so-expensive-michigan-enrique-gimenez give me on why and why these specific things occur a passage